The mortgage program designed to help self employed individuals in unique or challenging financial situations secure a home loan. This type of mortgage program is often tailored for individuals or families who may have difficulty obtaining traditional financing due to factors such as:

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• Credit challenges: Those with lower credit scores or a history of financial difficulties.

• Income verification issues: Self-employed individuals or those with unconventional income sources who may struggle to provide standard income documentation.

• Previous financial setbacks: Those who have experienced bankruptcies, foreclosures, or other significant financial setbacks in the past.

• Limited cash reserves: Those who may have limited funds available for a down payment or closing costs.

• High debt-to-income ratio: Those who have significant existing debt relative to their income.

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We can assist clients in obtaining a mortgage by leveraging relationships with a network of lenders who offer this type of specialized financing. Here's how I can help:

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1. Assessing the situation: I start by understanding your specific financial situation, including your credit history, income sources, and any other relevant factors.

2. Finding suitable lenders: Using my network, I identify lenders who offer hard family mortgages and match your needs with the right lenders who are more likely to approve your application.

3. Tailoring the application: I work with you to tailor your mortgage application, ensuring it includes the necessary documentation and explanations for any financial challenges you may have faced.

4. Negotiating terms: I advocate on your behalf with lenders to negotiate the best possible terms for your mortgage, including interest rates and repayment schedules.

5. Guidance throughout the process: I guide you through every step of the application and approval process, ensuring you understand all the details and are comfortable with the terms.

6. Closing the deal: Once a lender approves your mortgage, I help you navigate the closing process, ensuring all paperwork is in order and that the closing goes smoothly.

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By providing personalized guidance and expertise, we help self employed individuals with unique financial situations find the right mortgage solution to achieve their homeownership goals.